See how you can work around common money traps so you've got cash today, tomorrow and in the future. In your 20s, you might be saving for an overseas trip, eyeing a new car, looking for your own pad, or simply trying to keep your wardrobe up-to-date, and have cash left over for Saturday night. […]
While “digital offices” continually offer new opportunities for efficiency and communication, they may actually harm the health of their employees. A recent study added to evidence that sitting for long periods of time leads to a higher mortality risk; this is especially true if an individual sits for hours without getting up to move. "We tend to […]
By Flying Solo contributor, By Kelly Exeter So you’re completely flat out yet have cash flow problems and never seem to have money in the bank. Where are you going wrong? Kelly Exeter has a few ideas (from experience). Seven years ago my graphic and web design business was growing at a mad rate. My three […]
Many of us dream of being our own boss and, with hard work and careful planning, self-employment can bring financial and lifestyle rewards – along with enormous personal satisfaction. But, without the backup of a regular wage or salary, running your own show calls for careful money management. Manage your cash flow Many self-employed Australians […]
By Laurentine Ten Bosch, Food Matters Aging is an inevitable process that happens gradually over time. Though this often begins as an external process, as we mature we begin to notice internal changes as well. How fast we age, however, is a variable that is strongly influenced by belief, lifestyle, diet and nutritional supplements. […]
Money can make us anxious no matter how much we manage to save. Investors who succeed in building large portfolios and those with much more modest portfolios often share the same worry of whether they are saving enough – despite the difference in their wealth. […]
Perhaps the most common trap for share investors is to concentrate too much on the daily movements in share prices. This can give investors a misleading impression of their investment performance and encourage them to overreact to short-term market shifts. In turn, this can lead to following the, often emotionally-driven, investment herd in and out […]
Find out what lender's mortgage insurance is and how it could affect your home loan and what you pay back. Lender’s mortgage insurance is something you can probably expect to pay if you’re borrowing more than 80% of a property’s purchase price. We explain what it’s for, who arranges it and some potential ways you […]
Role models are important in many stages of life. Be it school years, on the sporting field or in your career, having a positive role model, someone to compare yourself to and measure your progress against, can be a powerful and positive influence. But what about your financial position? Do you have someone that you […]
Are you among the investors holding a growing proportion of your investments outside super? Changes to the super system – particularly the lowering of contribution caps and the introduction of the $1.6 million pension transfer cap* – are inevitably focusing more of investor's attention on non-super assets. Shortly before the arrival of the pension transfer […]